2025 Individual 401k Contribution Limits. On november 1, 2024, the irs released contribution limits and retirement account changes for 2025. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution.
But investors aged 60 to 63 can instead save an extra $11,250, based on changes enacted. You can contribute any amount from $0 up to those limits.
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