Auto Loan Delinquency Rates Chart 2025. The higher delinquency rates among subprime borrowers paint a picture of auto loan ownership’s difficulties. The auto loan delinquency ratio at us banks stood at 3.32% at the end of last year, marking the highest ratio for the industry since at least 2013, according to s&p global market intelligence data.
Our analysis provides new evidence on the drivers of the decline in delinquency rates in the auto loan market. New york fed report shows percentage of credit card balances that fell into delinquency rose 9% last quarter.